Your school may have alternate entrance counseling requirements.Check with your school's financial aid office to be sure that the counseling available on this Web site satisfies its requirements for entrance counseling.Debts listed above are not considered to be adverse credit if the combined total outstanding balance of those debts is less than ,085.Charged Off Account:  Any account (open or closed) that has been charged off (written off) during the two years preceding the date of the credit report with a balance greater than zero.Contact information is available on the Contact Us page.Provide a statement that contains an explanation of your extenuating circumstances and the documentation applicable/appropriate to support your claim.
Note: To identify the browser currently running on your computer, use the "Help" menu item on your browser and select "About [your browser name here]".Direct PLUS Loans help pay for educational expenses up to the cost of attendance minus all other financial assistance. To qualify for a Direct PLUS Loan, you must be: If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Application, some of this information may be populated for you.You should review all populated information carefully for accuracy.Your school will tell you what loans, if any, you are eligible to receive.If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Application, some of this information may be populated for you.You must have an FSA IDto access all services offered by this Web site. The FSA IDalso allows you to sign your If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.The FSA IDserves as your identifier to let you access your personal information in various U. If you complete entrance counseling to borrow a loan as an , the entrance counseling fulfills counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans. People who are working in the public sector or taking advantage of federal debt relief programs such as income-based repayment or public service forgiveness may not want to refinance, as these programs do not transfer to private refinance loans. Consolidating student loans via refinancing is best for people whose financial position - in terms of employment, cash flow, and credit - has improved since they graduated from school.Check with your school's financial aid office to be sure that the exit counseling available on this Web site satisfies its requirements for exit counseling. It also explains the terms and conditions of your loan(s).To complete Exit Counseling, you will need: The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U. Unless your school does not allow more than one loan to be made under the same MPN, you can borrow additional Direct Loans on a single MPN for up to 10 years.