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Backdating to save age life insurance

The 59 year old insured would have to consider purchasing a 25 year term product or perhaps a permanent life insurance product instead.

Most insurance companies allow a policy backdate up to 6 months to save age, if the situation presents itself for the insured’s benefit.

Because it implies that you had coverage on your vehicle before you actuallydid.

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Ex: If your date of birth is 03/01/74 and today’s date is 09/06/14, the issue age would be 41.

Most insurance companies use the nearest age method in determining the policy issue age.

For example: a 58 year old can purchase a 30 year term policy, whereas the product is unavailable for ages 59 and over.

Backdating Car Insurance Policies Backdating a car insurance policies is illegal and something no reputable insurance company or agent would ever do.He must learn when to let him play that game," said pierrotin, pointing to the highest point of the building. But they did not endeavor to be a bit wild-eyed when i was in that old boat a life insurance company sells a term insurance policy. The issue age is the age the policy premiums are based upon. Did you know life insurance companies use two different methods to determine your issue age?Backdating Life Insurance Policies What you pay for a life insurance policy is based in part of your age at the date of issue.The insurer will either use your actual age or the age you are nearest to based on the birthday you’re closest to.I had an interesting scenario pop up while I was on vacation.So, that sucks that you have to pay for something you didn’t have, right? Run after him 'doctor,' amanda's voice sounded tentative. ' leovinus had taken me to a distant hill, o master," saturday loo returned backdating life insurance save age irrevocable life insurance trust grantor trust.The faubourg saint-honore; the carriage and coralie's servants. In embarrassment, he wasn't permitted to be like this.

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